How To Make Money Shopping: Yup, You Heard That Right!

With technological advancements, retail competition becomes more and more fierce every day. The competition is so fierce that companies have to come up with new and creative ways to reach and acquire new clients. However, instead of spending considerable amounts of money using traditional advertising methods, many brands are targeting consumers in different ways. One of those methods is through mystery shopping and various cash-back methods. Here are a few different ways to make money through shopping.

Shop Through Your Bank

Many credit cards and banks provide an online mall. Once you buy goods through that site, the bank or the credit card provider usually credits money straight to your account. The money credited back to your account is in the range of 1% to 10%. You first need to sign up on that shopping site, and then browse the eligible stores.

Once you have identified a store, load up the virtual cart and check out just like the way you would in a normal online shopping environment. Once you check out, your credit card will be credited back some of the money based on the rates. As much as the rates appear minimal, it can be a significant amount of money which you can use to buy Christmas gifts at the end of the year. Ensure that you pay back the balance on your credit card at the end of each month to avoid interest fee’s.

Cash-Back Websites

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Most people will tell you that cash-back websites are a scam. However, there are a ton of cash back sites out there that are not scams. For example, Ebates is fully legitimate. If you can earn at least 2-25% cash back on all your purchases, why wouldn’t you?

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To utilize this method of making money when shopping, you first need to create an account. Once that is done, login at the online portal and then select a store that you want to make a purchase at. Click the link and then proceed with your shopping. The cash-back website will record your transaction, and then pay you the agreed amount back using PayPal. These website also provide cash referral bonuses every time you refer family and friends to the program. There are many cash-back websites available. So, just identify the one that works for you. My personal favorite is the one mentioned above – Ebates.

Smartphone Apps

This is another popular means of making money through shopping. Some of the most common ones include BerryCart, Checkout 51, Ibotta, and Receipt Hog. Here is a brief description of each app and what it offers.


This smartphone app, which is available on Apple and Android, allows you to earn cash back through healthy, organic and non-GMO products which you can purchase from a grocery store. Most rebates available have a value of $1. You can then redeem them by scanning the receipt or the barcode of the product. Your earnings are then paid back through PayPal or via gift cards from Home Depot, Target, Gap, Walmart, CVS and a host of others.

Checkout 51:

This is another mobile app which allows you to earn by redeeming offers when you buy groceries. The site uploads new products and offers every Thursday. You just check them out and then buy the groceries that you need. Ensure that you scan your receipt with every purchase. The minimum payment threshold is $20 which can be paid via check. It is available for both Apple and Android operating systems. Only residents in the US and Canada are currently eligible.


This smartphone application enables you to earn money every time you shop. When you go shopping, you first identify the items available from your favorite brands and companies. When you buy the products, scan the barcodes then take a photo of the receipt. After the verification of the transaction, your account will be automatically credited with the agreed cash-back amount. You can also earn more money by referring your friends.

Receipt Hog:

This smartphone app allows you to earn virtual coins when you simply upload photos of your receipts. The virtual coins earned can then be exchanged for cash through Amazon gift cards or PayPal.

There are various means of earning money through shopping. The most important thing is trying out several options. At the end of the day, you will be able to identify the best opportunity for you.

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